How It Works
Simple, transparent, and designed around your schedule.
Share Your Situation
5-minute application. No credit pull. No commitment.
Get Matched
We identify programs you may qualify for from 150+ lenders.
Review Your Options
Your loan officer explains rates, terms, and next steps.
Close With Confidence
We guide you through closing with no surprises.
Our Commitment to You
We can't guarantee approval—no honest broker can. What we can promise is that we'll explore every option, explain your choices clearly, and never pressure you into a loan that doesn't fit your goals.
Why Borrowers Choose Us
Three things set us apart from traditional lenders and other brokers.
Our NON-QM Loan Programs
Flexible mortgage solutions designed for your unique financial situation.
Get Your Personalized Credit Improvement Roadmap
Upload your credit report and receive an AI-powered analysis with specific actions, timeframes, and estimated score improvements. Completely free.
- Personalized action plan tailored to your credit profile
- Estimated score impact for each recommended action
- Clear timeframes showing when to take each step
Frequently Asked Questions
Get answers to the most common questions about NON-QM loans and our process.
What Our Clients Say
Join hundreds of satisfied clients who achieved their financing goals with NS Funding.
"Bought 3 rental properties this year using DSCR loans from NS Funding. The speed and efficiency are unmatched. My portfolio has grown significantly thanks to their flexible programs."
"Own a successful restaurant but my tax returns don't show my true income. NS Funding looked at my bank statements and approved me in days. Finally, a lender that understands small business owners!"
"As a Chinese investor with no U.S. credit history, I thought buying property here would be impossible. NS Funding made it happen. Professional service and they understood international clients."