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NON-QM Mortgage Insights & Guides

Expert advice, case studies, and educational resources for self-employed borrowers, real estate investors, and alternative lending solutions.

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39 articles found

NON-QM Education
DSCR Loans Explained: Investment Property Financing Without Income Verification
Qualify for investment property loans based on rental income, not your personal income. No tax returns or W-2s required.
9 min read
Dec 17, 2025
DSCRInvestment PropertyRental Income
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NON-QM Education
NON-QM vs Conventional Mortgages: Which is Right for You?
Learn how non-qm vs conventional mortgages: which is right for you? through this comprehensive guide with real examples and actionable strategies.
8 min read
Dec 17, 2025
NON-QM vs Conventional Mortgages
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NON-QM Education
Asset Depletion Loans: How Retirees Can Qualify Using Liquid Assets
Learn how asset depletion loans: how retirees can qualify using liquid assets through this comprehensive guide with real examples and actionable strategies.
7 min read
Dec 17, 2025
Asset Depletion Loans
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NON-QM Education
Interest-Only Mortgages: When They Make Sense for Investors
Learn how interest-only mortgages: when they make sense for investors through this comprehensive guide with real examples and actionable strategies.
6 min read
Dec 17, 2025
Interest-Only Mortgages
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NON-QM Education
Jumbo NON-QM Loans: Financing Luxury Properties Above Conforming Limits
Learn how jumbo non-qm loans: financing luxury properties above conforming limits through this comprehensive guide with real examples and actionable strategies.
7 min read
Dec 17, 2025
Jumbo NON-QM Loans
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NON-QM Education
No-Doc Mortgages in 2024: What's Available and Who Qualifies
Learn how no-doc mortgages in 2024: what's available and who qualifies through this comprehensive guide with real examples and actionable strategies.
6 min read
Dec 17, 2025
No-Doc Mortgages in 2024
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NON-QM Education
P&L Statement Loans: Qualifying with Profit and Loss Statements
Learn how p&l statement loans: qualifying with profit and loss statements through this comprehensive guide with real examples and actionable strategies.
7 min read
Dec 17, 2025
P&L Statement Loans
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NON-QM Education
What is a NON-QM Mortgage? Complete Guide for 2024
Discover how NON-QM mortgages work, who qualifies, and why they're the solution when traditional banks say no.
8 min read
Dec 17, 2025
NON-QMMortgage BasicsAlternative Lending
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Self-Employed Borrowers
Tax Write-Offs Hurting Your Mortgage? Here's the Solution
Learn how tax write-offs hurting your mortgage? here's the solution through this comprehensive guide with real examples and actionable strategies.
6 min read
Dec 17, 2025
Tax Write-Offs Hurting Your Mortgage? Here's the Solution
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Self-Employed Borrowers
1099 Income Mortgages: How Contractors and Freelancers Can Qualify
Learn how 1099 income mortgages: how contractors and freelancers can qualify through this comprehensive guide with real examples and actionable strategies.
7 min read
Dec 17, 2025
1099 Income Mortgages
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Self-Employed Borrowers
Uber Driver Mortgage: How Rideshare Drivers Can Buy a Home
Learn how uber driver mortgage: how rideshare drivers can buy a home through this comprehensive guide with real examples and actionable strategies.
6 min read
Dec 17, 2025
Uber Driver Mortgage
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Self-Employed Borrowers
Real Estate Agent Mortgages: Commission-Based Income Strategies
Learn how real estate agent mortgages: commission-based income strategies through this comprehensive guide with real examples and actionable strategies.
7 min read
Dec 17, 2025
Real Estate Agent Mortgages
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Self-Employed Borrowers
LLC Owner Mortgage: How to Qualify as an LLC Member
Learn how llc owner mortgage: how to qualify as an llc member through this comprehensive guide with real examples and actionable strategies.
8 min read
Dec 17, 2025
LLC Owner Mortgage
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Self-Employed Borrowers
S-Corp Shareholder Mortgages: Using K-1 Income to Qualify
Learn how s-corp shareholder mortgages: using k-1 income to qualify through this comprehensive guide with real examples and actionable strategies.
7 min read
Dec 17, 2025
S-Corp Shareholder Mortgages
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Self-Employed Borrowers
Sole Proprietor Mortgage: Qualifying with Schedule C Income
Learn how sole proprietor mortgage: qualifying with schedule c income through this comprehensive guide with real examples and actionable strategies.
6 min read
Dec 17, 2025
Sole Proprietor Mortgage
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Self-Employed Borrowers
Seasonal Income Mortgages: How to Qualify with Fluctuating Earnings
Learn how seasonal income mortgages: how to qualify with fluctuating earnings through this comprehensive guide with real examples and actionable strategies.
7 min read
Dec 17, 2025
Seasonal Income Mortgages
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Investment Property
How to Finance Your First Rental Property with No Income Verification
Learn how how to finance your first rental property with no income verification through this comprehensive guide with real examples and actionable strategies.
8 min read
Dec 17, 2025
How to Finance Your First Rental Property with No Income Verification
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Self-Employed Borrowers
Self-Employed Mortgage Guide: 5 Ways to Qualify in 2024
Learn how self-employed mortgage guide: 5 ways to qualify in 2024 through this comprehensive guide with real examples and actionable strategies.
9 min read
Dec 17, 2025
Self-Employed Mortgage Guide
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Investment Property
Investment Property Loans: Complete Guide for Real Estate Investors
Learn how investment property loans: complete guide for real estate investors through this comprehensive guide with real examples and actionable strategies.
10 min read
Dec 17, 2025
Investment Property Loans
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NON-QM Education
Bank Statement Loans: How to Qualify Using 12 or 24 Months of Deposits
Learn how self-employed borrowers can qualify for a mortgage using bank statements instead of tax returns.
7 min read
Dec 17, 2025
Bank Statement LoansSelf-EmployedIncome Documentation
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Investment Property
Portfolio Loans: Financing Multiple Investment Properties at Once
Learn how portfolio loans: financing multiple investment properties at once through this comprehensive guide with real examples and actionable strategies.
7 min read
Dec 17, 2025
Portfolio Loans
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Investment Property
Cash-Out Refinance for Investment Properties: Unlock Your Equity
Learn how cash-out refinance for investment properties: unlock your equity through this comprehensive guide with real examples and actionable strategies.
7 min read
Dec 17, 2025
Cash-Out Refinance for Investment Properties
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Investment Property
Airbnb Property Financing: How to Fund Short-Term Rentals
Learn how airbnb property financing: how to fund short-term rentals through this comprehensive guide with real examples and actionable strategies.
8 min read
Dec 17, 2025
Airbnb Property Financing
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Investment Property
Multi-Unit Property Financing: 2-4 Unit Investment Strategies
Learn how multi-unit property financing: 2-4 unit investment strategies through this comprehensive guide with real examples and actionable strategies.
7 min read
Dec 17, 2025
Multi-Unit Property Financing
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Investment Property
Fix and Flip Financing: Short-Term Loans for House Flippers
Learn how fix and flip financing: short-term loans for house flippers through this comprehensive guide with real examples and actionable strategies.
6 min read
Dec 17, 2025
Fix and Flip Financing
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Investment Property
BRRRR Strategy Financing: Buy, Rehab, Rent, Refinance, Repeat
Learn how brrrr strategy financing: buy, rehab, rent, refinance, repeat through this comprehensive guide with real examples and actionable strategies.
9 min read
Dec 17, 2025
BRRRR Strategy Financing
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Investment Property
1031 Exchange and NON-QM Financing: Tax-Deferred Property Swaps
Learn how 1031 exchange and non-qm financing: tax-deferred property swaps through this comprehensive guide with real examples and actionable strategies.
8 min read
Dec 17, 2025
1031 Exchange and NON-QM Financing
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Case Studies
How a Freelance Designer Bought a $580K Home with Bank Statements
Learn how how a freelance designer bought a $580k home with bank statements through this comprehensive guide with real examples and actionable strategies.
5 min read
Dec 17, 2025
How a Freelance Designer Bought a $580K Home with Bank Statements
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Case Studies
Real Estate Investor Buys 5 Properties in 12 Months Using DSCR Loans
Learn how real estate investor buys 5 properties in 12 months using dscr loans through this comprehensive guide with real examples and actionable strategies.
6 min read
Dec 17, 2025
Real Estate Investor Buys 5 Properties in 12 Months Using DSCR Loans
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Case Studies
Retired Couple Qualifies for $750K Mortgage Using Asset Depletion
Learn how retired couple qualifies for $750k mortgage using asset depletion through this comprehensive guide with real examples and actionable strategies.
5 min read
Dec 17, 2025
Retired Couple Qualifies for $750K Mortgage Using Asset Depletion
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Case Studies
Chinese Investor Purchases $1.2M California Home as Foreign National
Learn how chinese investor purchases $1.2m california home as foreign national through this comprehensive guide with real examples and actionable strategies.
6 min read
Dec 17, 2025
Chinese Investor Purchases $1.2M California Home as Foreign National
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Case Studies
Uber Driver Approved for $425K Home Using 1099 Income
Learn how uber driver approved for $425k home using 1099 income through this comprehensive guide with real examples and actionable strategies.
5 min read
Dec 17, 2025
Uber Driver Approved for $425K Home Using 1099 Income
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Case Studies
LLC Owner Refinances $2M Portfolio with No Tax Returns
Learn how llc owner refinances $2m portfolio with no tax returns through this comprehensive guide with real examples and actionable strategies.
6 min read
Dec 17, 2025
LLC Owner Refinances $2M Portfolio with No Tax Returns
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Case Studies
Self-Employed Couple Buys Dream Home After 3 Bank Denials
Learn how self-employed couple buys dream home after 3 bank denials through this comprehensive guide with real examples and actionable strategies.
5 min read
Dec 17, 2025
Self-Employed Couple Buys Dream Home After 3 Bank Denials
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Case Studies
Real Estate Agent Closes on Investment Property Using Commission Income
Learn how real estate agent closes on investment property using commission income through this comprehensive guide with real examples and actionable strategies.
5 min read
Dec 17, 2025
Real Estate Agent Closes on Investment Property Using Commission Income
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Self-Employed Borrowers
Multiple Income Streams: How to Combine 1099, W-2, and Rental Income
Learn how multiple income streams: how to combine 1099, w-2, and rental income through this comprehensive guide with real examples and actionable strategies.
8 min read
Dec 17, 2025
Multiple Income Streams
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NON-QM Education
10 Things New Homeowners Wish They Knew Before Buying
Learn from the experiences of thousands of first-time homebuyers. Avoid common mistakes and make smarter decisions about down payments, closing costs, credit preparation, and mortgage options.
20 min read
Dec 17, 2024
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NON-QM Education
Understanding Your Mortgage Options as a New Homeowner
A comprehensive comparison of conventional, FHA, VA, and NON-QM mortgages to help new homeowners choose the right financing option for their unique situation.
30 min read
Dec 17, 2024
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NON-QM Education
First-Time Homebuyer's Complete Guide to NON-QM Loans
Discover how NON-QM loans can help first-time homebuyers who don't fit traditional lending guidelines qualify for their dream home, even with self-employment income, gig work, or recent credit challenges.
25 min read
Dec 17, 2024
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