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Client Success Stories

Discover how we've helped self-employed borrowers, real estate investors, and foreign nationals achieve their homeownership and investment goals through our specialized NON-QM mortgage solutions.

4.9/5from 109+ reviews

"Retired diplomat with assets but complex income. NS Funding's asset depletion program was perfect for DC. District expertise!"

David Wilson
Dupont Circle, DC
Asset Depletion
Loan Amount: $925,000

"Capitol Hill rentals are always in demand. NS Funding's DSCR program made adding to my portfolio easy. DC investors, call them!"

Jennifer Adams
Capitol Hill, DC
DSCR Loan
Loan Amount: $785,000

"DC lobbyist with complex income. NS Funding's bank statement program got me into a beautiful Georgetown townhouse. DC expertise!"

Michael Roberts
Georgetown, DC
Bank Statement Loan
Loan Amount: $1,250,000

"Tech consultant in southern NH. NS Funding understood my 1099 income and got me approved. Great New Hampshire service!"

John Davis
Nashua, NH
Bank Statement Loan
Loan Amount: $485,000

"Manchester's rental market is strong. NS Funding's DSCR program helped me build my portfolio. New Hampshire investors, call them!"

Lisa Miller
Manchester, NH
DSCR Loan
Loan Amount: $385,000

"Seacoast entrepreneur with variable income. NS Funding's bank statement program got me into beautiful Portsmouth. NH expertise!"

Richard Clark
Portsmouth, NH
Bank Statement Loan
Loan Amount: $685,000

"Running my own business in upstate SC. NS Funding understood my income and got me approved. Great South Carolina service!"

Kevin Brown
Greenville, SC
Bank Statement Loan
Loan Amount: $385,000

"Hilton Head vacation rentals are my business. NS Funding's DSCR program made expansion easy. South Carolina investors, call them!"

Amanda Green
Hilton Head, SC
DSCR Loan
Loan Amount: $685,000

"Charleston entrepreneur with variable income. NS Funding's bank statement program got me into a beautiful home downtown. SC expertise!"

Thomas White
Charleston, SC
Bank Statement Loan
Loan Amount: $585,000

"Retired in Oregon with assets but no traditional income. NS Funding's asset depletion program was perfect. Oregon expertise!"

Daniel Thompson
Lake Oswego, OR
Asset Depletion
Loan Amount: $925,000

"Bend vacation rentals are incredible. NS Funding's DSCR program made adding to my portfolio simple. Oregon investors, this is your lender!"

Sarah Anderson
Bend, OR
DSCR Loan
Loan Amount: $685,000

"Portland's creative economy is my world. NS Funding's bank statement program understood my freelance income. Oregon homeowner now!"

Chris Martinez
Portland, OR
Bank Statement Loan
Loan Amount: $625,000

"Running my own consulting firm in the Philly suburbs. NS Funding understood my income and got me approved. Great Pennsylvania service!"

Robert Johnson
King of Prussia, PA
Bank Statement Loan
Loan Amount: $545,000

"Pittsburgh's rental market is booming. NS Funding's DSCR program helped me add properties near CMU. Pennsylvania investors, call them!"

Jennifer Wilson
Pittsburgh, PA
DSCR Loan
Loan Amount: $285,000

"Philly entrepreneur with complex income. NS Funding's bank statement program got me into a beautiful Society Hill townhouse. PA expertise!"

William Davis
Philadelphia, PA
Bank Statement Loan
Loan Amount: $485,000

"Self-employed in Cincinnati's growing tech scene. NS Funding made homeownership possible. Ohio service with national expertise!"

Michael Brown
Cincinnati, OH
Bank Statement Loan
Loan Amount: $325,000

"Cleveland's rental market offers great returns. NS Funding's DSCR program helped me build my portfolio. Ohio investors, highly recommend!"

Rebecca Taylor
Cleveland, OH
DSCR Loan
Loan Amount: $245,000

"Ohio State area entrepreneur. NS Funding's bank statement loan got me into a great home near campus. Ohio expertise and great rates!"

James Murphy
Columbus, OH
Bank Statement Loan
Loan Amount: $385,000

"Northwestern area rentals are always in demand. NS Funding's DSCR program made adding to my portfolio easy. Illinois investors, call them!"

David Chen
Evanston, IL
DSCR Loan
Loan Amount: $485,000

"Running my own dental practice in the suburbs. NS Funding understood my income and got me into Naperville's top school district!"

Michelle Lee
Naperville, IL
Bank Statement Loan
Loan Amount: $545,000

"Chicago entrepreneur with variable income. NS Funding's bank statement program got me into a beautiful Lincoln Park condo. Illinois expertise!"

John Peterson
Chicago, IL
Bank Statement Loan
Loan Amount: $625,000

"Hartford's rental market is strong. NS Funding's DSCR program helped me buy my second multi-family. CT investors should call them!"

Mark Anderson
Hartford, CT
DSCR Loan
Loan Amount: $385,000

"NYC commuter with consulting income. NS Funding understood my situation and got me into downtown Stamford. Connecticut service excellence!"

Sarah Thompson
Stamford, CT
Bank Statement Loan
Loan Amount: $685,000

"Hedge fund manager with complex income. NS Funding's asset depletion program was perfect for buying in Greenwich. Connecticut Gold Coast expertise!"

Charles Wilson
Greenwich, CT
Asset Depletion
Loan Amount: $2,150,000

"Jersey City rentals are gold. NS Funding's DSCR program helped me add another property to my portfolio. NJ investors, this is your lender!"

Anthony Garcia
Jersey City, NJ
DSCR Loan
Loan Amount: $685,000

"Retired executive with substantial assets. NS Funding's asset depletion program helped me buy my dream home in Princeton. Perfect service!"

Laura Martinez
Princeton, NJ
Asset Depletion
Loan Amount: $1,250,000

"NYC commuter with freelance income. NS Funding understood the NJ market and got me into a beautiful Hoboken condo. New Jersey expertise!"

Robert Moore
Hoboken, NJ
Bank Statement Loan
Loan Amount: $785,000

"Running my own medical practice means great income but poor tax returns. NS Funding got me into Newton's top school district!"

Amanda Hill
Newton, MA
Bank Statement Loan
Loan Amount: $1,150,000

"Harvard professor with assets but complex income. NS Funding's asset depletion program was perfect for buying near campus. Massachusetts expertise!"

Timothy Wright
Cambridge, MA
Asset Depletion
Loan Amount: $1,350,000

"Boston's biotech scene is my world, but variable consulting income made lending hard. NS Funding's bank statement program got me into Back Bay!"

Elizabeth King
Boston, MA
Bank Statement Loan
Loan Amount: $925,000

"Self-employed IT consultant in the DC corridor. NS Funding understood my income and got me approved. Now living in Columbia!"

Brian Young
Columbia, MD
Bank Statement Loan
Loan Amount: $545,000

"Baltimore's rental market is underrated. NS Funding helped me buy a triplex using DSCR. Maryland investors should definitely call them!"

Jennifer Scott
Baltimore, MD
DSCR Loan
Loan Amount: $325,000

"NIH contractor with 1099 income. Traditional lenders couldn't help, but NS Funding's Maryland team got me into Bethesda. DC suburb expertise!"

David Robinson
Bethesda, MD
Bank Statement Loan
Loan Amount: $1,050,000

"Running my own law practice in Richmond meant complex income. NS Funding saw through the numbers and got me approved. Virginia homeowner now!"

Nicole Lewis
Richmond, VA
Bank Statement Loan
Loan Amount: $425,000

"Beach rentals in Virginia Beach are my business. NS Funding's DSCR program made adding to my portfolio simple. Great for VA coastal investors!"

Steven Clark
Virginia Beach, VA
DSCR Loan
Loan Amount: $385,000

"Government contractor with variable income. NS Funding understood the DC area market and got me into a beautiful Arlington condo. Virginia expertise!"

Katherine Adams
Arlington, VA
Bank Statement Loan
Loan Amount: $785,000

"Military town means great rental demand. NS Funding's DSCR program helped me build my Colorado Springs portfolio. Excellent service!"

Michael Harris
Colorado Springs, CO
DSCR Loan
Loan Amount: $425,000

"Sold my startup and wanted to buy in Boulder. No traditional income but plenty of assets. NS Funding's asset depletion program was perfect!"

Stephanie White
Boulder, CO
Asset Depletion
Loan Amount: $1,150,000

"Denver's tech scene is my playground as a freelance developer. NS Funding's bank statement loan got me into a great home in RiNo. Colorado living at its best!"

Jason Taylor
Denver, CO
Bank Statement Loan
Loan Amount: $685,000

"Running a craft brewery in Asheville means seasonal income. NS Funding understood and got me approved. Now I own my mountain home!"

William Turner
Asheville, NC
Bank Statement Loan
Loan Amount: $625,000

"The Research Triangle is booming! NS Funding helped me buy rental properties near Duke and UNC. Their DSCR program is perfect for NC investors!"

Rachel Green
Raleigh, NC
DSCR Loan
Loan Amount: $485,000

"Charlotte's banking industry is my client base, but as a consultant, I couldn't get a traditional loan. NS Funding's bank statement program was the answer!"

Andrew Miller
Charlotte, NC
Bank Statement Loan
Loan Amount: $545,000

"Self-employed contractor in the Atlanta suburbs. NS Funding made homeownership possible when banks turned me away. Georgia-based service with national reach!"

Christopher Brown
Marietta, GA
Bank Statement Loan
Loan Amount: $465,000

"Savannah's vacation rental market is incredible. NS Funding's DSCR program helped me buy my third short-term rental property. Georgia investors, call them!"

Emily Davis
Savannah, GA
DSCR Loan
Loan Amount: $425,000

"Running my own marketing agency in Atlanta, traditional lenders couldn't work with my income. NS Funding saw the real picture and got me into Buckhead!"

Marcus Johnson
Atlanta, GA
Bank Statement Loan
Loan Amount: $585,000

"After selling my business, I had assets but no W-2 income. NS Funding helped me buy in Great Neck using asset depletion. Perfect for entrepreneurs!"

Jonathan Park
Long Island, NY
Asset Depletion
Loan Amount: $925,000

"Bought my first Brooklyn brownstone with NS Funding's DSCR loan. The rental income qualified me easily. Now I live in one unit and rent the others!"

Lisa Romano
Brooklyn, NY
DSCR Loan
Loan Amount: $1,150,000

"NYC freelance life means variable income. NS Funding's bank statement program got me into a beautiful condo in Chelsea. They understand the New York market!"

Daniel Schwartz
Manhattan, NY
Bank Statement Loan
Loan Amount: $1,850,000

"Retired in Naples with substantial assets but no traditional income. NS Funding's asset depletion program was perfect. Now enjoying my Florida retirement in style!"

Richard Palmer
Naples, FL
Asset Depletion
Loan Amount: $985,000

"Vacation rentals in Tampa are my business. NS Funding understands Florida's rental market and approved my DSCR loan based on Airbnb income. Perfect for FL investors!"

Susan Mitchell
Tampa, FL
DSCR Loan
Loan Amount: $545,000

"As a Brazilian business owner, buying in Miami seemed impossible. NS Funding's foreign national program made my dream of owning in Brickell a reality. Obrigado!"

Thomas Anderson
Miami, FL
Foreign National
Loan Amount: $1,250,000

"The Austin tech scene is booming and so is my consulting business. NS Funding helped me buy in East Austin when other lenders said no. Their Texas team really knows the market!"

Kevin O'Malley
Austin, TX
Bank Statement Loan
Loan Amount: $785,000

"Building my rental portfolio in Houston has never been easier. NS Funding's DSCR loans let me qualify based on rental income. Already closed on 3 properties this year!"

Maria Gonzalez
Houston, TX
DSCR Loan
Loan Amount: $485,000

"Running my own construction company in Dallas meant my tax returns didn't show my true income. NS Funding looked at my bank statements and got me approved. Texas-sized thank you!"

Brandon Williams
Dallas, TX
Bank Statement Loan
Loan Amount: $625,000

"I own 5 rental properties in San Diego and NS Funding helped me add another. Their DSCR program made it easy - no tax returns needed, just rental income. Highly recommend for CA investors!"

Roberto Sanchez
San Diego, CA
DSCR Loan
Loan Amount: $875,000

"Working in tech with RSU income made traditional lending impossible. NS Funding's team in California knew exactly how to structure my loan. Closed on my dream home in Cupertino!"

Michelle Wong
San Jose, CA
Bank Statement Loan
Loan Amount: $1,450,000

"As a freelance film producer in LA, my income varies significantly. NS Funding understood the entertainment industry and approved my bank statement loan in just 3 weeks. Now I own a beautiful home in Silver Lake!"

James Patterson
Los Angeles, CA
Bank Statement Loan
Loan Amount: $1,150,000

"Purchased 7 rental properties in Charlotte's growing market. DSCR loans from NS Funding made rapid portfolio expansion possible. They understand investor needs!"

Melissa Carter
Charlotte, NC
DSCR Loan
Loan Amount: $1,875,000

"Ukrainian investor. NS Funding helped me secure financing for Manhattan property despite complex international circumstances. Professional and compassionate service."

Victor Petrov
New York, NY
Foreign National
Loan Amount: $2,250,000

"E-commerce entrepreneur. My tax returns don't reflect my true income. NS Funding understood this and approved my loan based on bank statements. Fantastic team!"

Lauren Mitchell
Tampa, FL
Bank Statement Loan
Loan Amount: $925,000

"Sold my business and retired early. NS Funding's asset depletion program allowed me to purchase my dream home using my investment portfolio. Seamless process!"

Brian Hughes
Scottsdale, AZ
Asset Depletion
Loan Amount: $1,650,000

"Egyptian entrepreneur investing in California real estate. NS Funding made the international transaction smooth and professional. Highly recommend their services!"

Aisha Mohammed
Los Angeles, CA
Foreign National
Loan Amount: $1,750,000

"Freelance software developer. Traditional lenders wanted employment verification I couldn't provide. NS Funding looked at my bank statements and approved me. Perfect solution!"

Nathan Clark
Chicago, IL
Bank Statement Loan
Loan Amount: $775,000

"Built a portfolio of 10 rental properties using DSCR loans. No income verification means faster closings and more opportunities. NS Funding is the best!"

Jessica Reynolds
Dallas, TX
DSCR Loan
Loan Amount: $2,450,000

"Brazilian investor. NS Funding helped me acquire vacation rental properties in Orlando. Their knowledge of international transactions is impressive. Obrigado!"

Paulo Silva
Orlando, FL
Foreign National
Loan Amount: $1,350,000

"Real estate broker and investor. My income structure is complex. NS Funding understood it through bank statements and approved my loan quickly. Great experience!"

Christina Lopez
Miami, FL
Bank Statement Loan
Loan Amount: $1,125,000

"Retired military with pension and substantial savings. NS Funding's asset depletion program was perfect for my situation. Professional team and smooth closing."

Timothy Walsh
San Diego, CA
Asset Depletion
Loan Amount: $895,000

"Purchased a triplex for rental income. DSCR loan approval was based solely on property performance. NS Funding made investment property financing simple and fast."

Rebecca Foster
Atlanta, GA
DSCR Loan
Loan Amount: $685,000

"Saudi investor diversifying into U.S. real estate. NS Funding's international expertise and professionalism made the process seamless. Excellent partner!"

Hassan Al-Farsi
Houston, TX
Foreign National
Loan Amount: $1,950,000

"Consultant with 1099 income from multiple clients. Traditional banks rejected me. NS Funding approved my loan using bank statements in 10 days. Thank you!"

Olivia Bennett
Boston, MA
Bank Statement Loan
Loan Amount: $985,000

"Purchased 5 single-family rentals in growing Texas markets. DSCR financing from NS Funding made scaling my portfolio fast and efficient. Highly recommended!"

Andrew Martinez
San Antonio, TX
DSCR Loan
Loan Amount: $1,425,000

"Music industry professional with irregular income. NS Funding looked at my overall financial picture through bank statements. Finally, a lender that gets creative professionals!"

Vanessa Turner
Nashville, TN
Bank Statement Loan
Loan Amount: $645,000

"Retired tech executive with stock options and investments. NS Funding's asset depletion program recognized my financial strength beyond W-2 income. Excellent service!"

Steven Cooper
Portland, OR
Asset Depletion
Loan Amount: $1,550,000

"Taiwanese investor. NS Funding facilitated my first U.S. property purchase. Their patience and expertise with international transactions was exceptional."

Mei Lin
Seattle, WA
Foreign National
Loan Amount: $1,150,000

"Mountain town vacation rental investor. DSCR loans allowed me to build a portfolio of 8 properties. NS Funding understands the short-term rental market."

Jonathan Price
Denver, CO
DSCR Loan
Loan Amount: $2,150,000

"Small business owner with multiple income streams. Traditional lenders couldn't understand my finances. NS Funding did. Professional, respectful, and efficient."

Fatima Hassan
Dearborn, MI
Bank Statement Loan
Loan Amount: $565,000

"Purchased a 12-unit apartment complex using DSCR financing. The rental income qualified the property—not me. NS Funding made commercial investing accessible."

Derek Mitchell
Phoenix, AZ
DSCR Loan
Loan Amount: $1,850,000

"Digital marketing agency owner. My income fluctuates but bank statements show strong cash flow. NS Funding understood my business and approved my loan quickly."

Samantha Brooks
Austin, TX
Bank Statement Loan
Loan Amount: $825,000

"Early retiree with dividend income and substantial assets. NS Funding's asset depletion program was ideal. No hassle, competitive rates, and closed on time."

Gregory Hall
Minneapolis, MN
Asset Depletion
Loan Amount: $725,000

"Russian entrepreneur investing in Manhattan real estate. NS Funding's expertise with international clients is unmatched. Smooth transaction from Moscow to Manhattan!"

Elena Popov
New York, NY
Foreign National
Loan Amount: $2,850,000

"Bought 4 rental properties in Detroit's revitalization areas. DSCR loans made it possible without income verification. NS Funding is my go-to lender for all investments."

Marcus Johnson
Detroit, MI
DSCR Loan
Loan Amount: $845,000

"Boutique owner with strong cash flow but heavy tax deductions. NS Funding saw my real financial picture through bank statements. Approved in 2 weeks!"

Nicole Adams
Sacramento, CA
Bank Statement Loan
Loan Amount: $765,000

"Full-time real estate investor. DSCR loans from NS Funding allow me to acquire properties based on their performance, not my personal income. This is the future of investment lending!"

Brandon Scott
Indianapolis, IN
DSCR Loan
Loan Amount: $1,125,000

"Indian tech executive relocating to the U.S. NS Funding helped me purchase my home before establishing U.S. credit. Professional and efficient service."

Priya Sharma
San Francisco, CA
Foreign National
Loan Amount: $1,450,000

"Construction contractor. Seasonal income makes traditional loans difficult. NS Funding reviewed my annual bank statements and approved my loan quickly. Great team!"

Ryan Murphy
Charlotte, NC
Bank Statement Loan
Loan Amount: $685,000

"Purchased a duplex for rental income. DSCR loan made it simple—no tax returns, no W-2s. Just rental income analysis. NS Funding made real estate investing accessible."

Angela White
Tampa, FL
DSCR Loan
Loan Amount: $485,000

"Real estate agent and investor. My income varies significantly. NS Funding's bank statement program was perfect. Quick, professional, and they delivered on their promises."

Christopher Taylor
Raleigh, NC
Bank Statement Loan
Loan Amount: $595,000

"Italian investor. NS Funding made U.S. property investment accessible and straightforward. Their international expertise is impressive. Highly recommend!"

Isabella Romano
Los Angeles, CA
Foreign National
Loan Amount: $1,650,000

"Sold my company and retired at 55. NS Funding's asset depletion program let me buy my retirement home using my investment portfolio. Excellent experience!"

William Davis
Philadelphia, PA
Asset Depletion
Loan Amount: $875,000

"Vacation rental investor. DSCR loans from NS Funding allowed me to expand my portfolio without income documentation. The team is knowledgeable and responsive."

Michelle Johnson
Orlando, FL
DSCR Loan
Loan Amount: $925,000

"Software contractor with 1099 income. Banks wanted 2 years of tax returns showing consistent income. NS Funding looked at my bank statements and approved me in a week. Fantastic!"

Daniel Lee
San Jose, CA
Bank Statement Loan
Loan Amount: $1,350,000

"French citizen investing in Miami real estate. NS Funding handled everything professionally. No U.S. credit needed. Closed in 30 days. Merci beaucoup!"

Sophie Laurent
Miami, FL
Foreign National
Loan Amount: $1,250,000

"Purchased 6 short-term rental properties using DSCR loans. The rental income speaks for itself—no need for personal income verification. NS Funding gets it!"

Kevin Patel
Las Vegas, NV
DSCR Loan
Loan Amount: $1,980,000

"Own multiple small businesses. Tax returns show minimal income due to deductions. NS Funding understood this and approved my loan based on actual cash flow. Game changer!"

Rachel Green
Chicago, IL
Bank Statement Loan
Loan Amount: $745,000

"Retired early with stock portfolio. No W-2 income but plenty of assets. NS Funding's asset depletion loan was the perfect solution. Smooth process from start to finish."

Thomas Brown
Nashville, TN
Asset Depletion
Loan Amount: $625,000

"Japanese investor looking for U.S. real estate opportunities. NS Funding made the process seamless despite the complexity. Professional, responsive, and trustworthy."

Yuki Tanaka
New York, NY
Foreign National
Loan Amount: $1,850,000

"Freelance marketing consultant. Traditional lenders didn't understand my business model. NS Funding did. Quick approval, competitive rates, and genuine care for their clients."

Maria Garcia
San Diego, CA
Bank Statement Loan
Loan Amount: $890,000

"Built my rental portfolio from 2 to 8 properties using NS Funding's DSCR program. No income verification means I can scale faster. Best lending partner for serious investors."

James Wilson
Atlanta, GA
DSCR Loan
Loan Amount: $1,650,000

"E-commerce business owner with fluctuating income. NS Funding saw the big picture through my bank statements. Closed on my dream home in 3 weeks. Thank you!"

Lisa Anderson
Portland, OR
Bank Statement Loan
Loan Amount: $715,000

"As a UAE investor, NS Funding helped me acquire commercial property in Houston. Their international experience and professionalism exceeded my expectations. Highly recommended!"

Ahmed Al-Rashid
Houston, TX
Foreign National
Loan Amount: $2,100,000

"After selling my business, I had significant assets but no traditional income. NS Funding's asset depletion program allowed me to purchase my retirement home without hassle. Excellent service!"

Patricia O'Brien
Boston, MA
Asset Depletion
Loan Amount: $1,450,000

"Purchased a 4-unit apartment building with zero income documentation. The DSCR program is a game-changer for investors. NS Funding's team guided me through every step."

Carlos Mendoza
Dallas, TX
DSCR Loan
Loan Amount: $780,000

"Self-employed graphic designer here. Traditional banks rejected me 3 times. NS Funding approved my loan using 12 months of bank statements. They truly understand freelancers and gig workers."

Amanda Foster
Denver, CO
Bank Statement Loan
Loan Amount: $520,000

"Bought 3 rental properties this year using DSCR loans from NS Funding. The speed and efficiency are unmatched. My portfolio has grown significantly thanks to their flexible programs."

Robert Kim
Seattle, WA
DSCR Loan
Loan Amount: $1,350,000

"Own a successful restaurant but my tax returns don't show my true income. NS Funding looked at my bank statements and approved me in days. Finally, a lender that understands small business owners!"

Jennifer Rodriguez
Phoenix, AZ
Bank Statement Loan
Loan Amount: $675,000

"As a Chinese investor with no U.S. credit history, I thought buying property here would be impossible. NS Funding made it happen. Professional service and they understood international clients."

Li Wei
Los Angeles, CA
Foreign National
Loan Amount: $950,000

"Recently retired with substantial assets but no W-2 income. NS Funding's asset depletion program was perfect for my situation. They made the complex simple and got me into my dream beach condo."

David Thompson
Miami, FL
Asset Depletion
Loan Amount: $1,200,000

"I purchased my 5th investment property with NS Funding's DSCR program. No income verification, no tax returns—just rental income analysis. Closed in 21 days. This is how real estate investing should work!"

Sarah Martinez
Austin, TX
DSCR Loan
Loan Amount: $425,000

"As a self-employed tech consultant, traditional lenders wouldn't look past my tax write-offs. NS Funding approved my loan using bank statements in just 10 days. The process was smooth and the team was incredibly professional."

Michael Chen
San Francisco, CA
Bank Statement Loan
Loan Amount: $850,000

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