Visualize your mortgage payoff schedule, see how much goes to principal vs interest, and discover how extra payments can save you thousands in interest.
Add extra payments to see how much you can save
Get a detailed breakdown of all 360 payments showing principal, interest, and remaining balance for each month.
Instead of 12 monthly payments, make 26 biweekly payments (half your monthly payment every 2 weeks). You'll make one extra payment per year, saving thousands in interest.
If your payment is $2,847, round up to $3,000. The extra $153/month adds up quickly and can shave years off your loan without feeling the pinch.
Tax refunds, bonuses, or inheritance? Apply them directly to your principal balance. A one-time $10,000 payment can save you $20,000+ in interest over time.
If rates drop or your income increases, refinance from a 30-year to a 15-year mortgage. Higher payments but massive interest savings and faster equity building.