Home Affordability Calculator
Calculate the maximum home price you can afford based on your income and debts
Your Financial Information
Enter your income and monthly obligations
Car loans, credit cards, student loans, etc.
Maximum Home Price
$540,892
Based on 50% debt-to-income ratio
Loan Details
Maximum Loan Amount$432,714
Down Payment (20%)$108,178
Debt-to-Income Ratio50.6%
Estimated Monthly Payment
Principal & Interest$3,026
Property Tax$541
Home Insurance$150
Total Monthly Payment$3,716
Note: This calculator uses a 50% debt-to-income ratio, which is common for NON-QM loans. Traditional lenders typically use 43%. Your actual qualification may vary based on credit score, assets, and loan program.
Affordability Calculator FAQ
Common questions about home affordability and qualification