How many properties should I buy per year?

Most investors start with 1-2 properties per year. As you build experience and cash flow, you can scale to 3-5+ properties annually. The key is sustainable growth that matches your capital and management capacity.

What is a realistic appreciation rate?

Historical average is 3-4% annually, but varies by market. Conservative projections use 2-3%, moderate use 3-4%, and aggressive use 5%+. Never rely solely on appreciation—cash flow is king.

How much cash flow per property is good?

Target $200-$500+ per property per month after all expenses. Single-family homes typically cash flow $200-$400, while multi-family properties can generate $500-$1,000+ per door.

How does real estate build long-term wealth?

Real estate builds wealth through appreciation, mortgage paydown (forced savings), rental income, tax benefits, and leverage. Over 10+ years, these factors compound to create significant equity.

What is the BRRRR strategy?

BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. You buy undervalued properties, renovate to increase value, rent for income, refinance to pull out equity, and repeat with new properties.

How much should I reinvest vs. take as income?

Early in wealth building, reinvesting cash flow accelerates growth. As your portfolio matures, you can shift toward income. A common approach is reinvesting 70-80% initially, then adjusting over time.

What's a realistic appreciation rate to assume?

National average appreciation is 3-4% annually, but varies significantly by market. Conservative projections use 2-3%, while high-growth markets might see 5-7%. Don't rely on appreciation alone.

How does leverage amplify real estate returns?

With 20% down, you control 100% of the property's appreciation. If a $500,000 property appreciates 5% ($25,000), your $100,000 investment earned 25% return—that's the power of leverage.

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10-Year Wealth Building Roadmap

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Disclaimer: This calculator provides estimates for educational and planning purposes only. Actual results will vary based on market conditions, investment performance, and individual circumstances. Projections assume consistent savings, average market returns, and 3% annual property appreciation. Consult with a financial advisor for personalized advice. NS Funding NMLS #139369.

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